FREQUENTLY ASKED QUESTIONS
What is Renter’s Insurance?
Renter’s insurance is very similar to a home insurance policy. The only difference is that there is no
coverage for the building or elements, as that is the landlord’s responsibility. Coverage for renters is
specifically designed to protect your personal belongings, liability in case of property damage or personal
injury, and additional living expenses in the event of a claim.
Why do you need Renter’s Insurance?
Many renters believe that their personal contents and liability will be covered by the landlord in the event
of a claim. However, this is not true. If an accident is to ever occur, the renter is responsible for all
personal property and liability. Most landlords, including Pathway require a proof of renter’s insurance as
a condition of the tenancy.
How much does Renter’s Insurance cost?
The cost of renter’s insurance depends on many factors, including:
- Amount of coverage needed
- Location of your rental building
- Type of structure you live in
- Previous claims history
When you compare how much you stand to lose if you don’t have insurance, the cost of renter’s insurance is minimal. Protect what matters most with renter’s insurance.
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*Disclaimer: Pricing and coverage subject to underwriting conditions and exclusions.